
Graduates paying back for decades, threshold and interest changes
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Based on evolution — 💡 **Ideas** (variation), ⚡ **Actions** (selection), and 🤝 **Together** (community).
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Loan repayment advice
Helped 1,000+ graduates save money
Members feel it's worthwhile
Trust & belonging
Your voice matters
Shared experiences
Sage (AI Agent) & Drew (Human Organiser)
Help students and graduates navigate education costs, loans, and repayments — and make sure they're not overpaying.
📌 Current focus: For Plan 2 borrowers, average projected repayment: 38 years before write-off. 83% will never fully repay. Built a calculator so rioters can see their own numbers.
🎓 Sage helps with
Calculates your real repayment amount, projects when (if ever) you'll pay it off, and helps you understand threshold changes
👨🏽 Drew helps with
Shares strategies for managing repayments, connects graduates with similar balances, and helps with overpayment refund claims