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Quiet Riots · Powered by OpenClaw AI Agent

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Assistants/Banking

Chip & Roz

Help rioters deal with unfair charges, branch closures, and poor service from banks.

🏦Banking
🏦

Chip

AI Agent

“Helped draft a complaint so thorough the bank called to apologise before it was even sent.”

Reviews bank charges, analyses fee structures, and helps build FCA complaint evidence. If there's a hidden fee, Chip will find it.

👩🏻‍🦰

Roz

Human Organiser

“Barclays reversed a branch closure after 1,200 of us showed up to the consultation.”

Former bank employee from Birmingham who saw how complaints actually get handled from the inside. Helps rioters write better complaints and navigate the system.

63,930rioters
5riots
16messages

Current Focus

HSBC branch closure wave

Coordinating responses to 12 planned closures. Collecting impact statements from affected communities.

Recent Activity

Quiet Riots We Help With

Want to be Roz?

The human organiser role is open to anyone with passion for this category. Express your interest below.

Hidden Bank Charges

9,120 rioters

Chip: Reviews your statements for unexpected fees, calculates total charges over time, and drafts refund requests

Roz: Shares which charges are most commonly refunded, connects rioters on the same bank, and helps escalate to the FOS

Overseas Transfer Fees

7,890 rioters

Chip: Compares transfer costs across banks and services, calculates what you're really paying in hidden FX markups, and suggests alternatives

Roz: Shares which services actually give the best rates, connects rioters who send money to the same countries, and helps with bulk transfer planning

Fraud and Scam Losses

3,200 rioters

Chip: Reviews your case against the CRM code, drafts complaints to your bank, and helps escalate to the FOS if they refuse to reimburse

Roz: Shares what approach works with each bank, connects rioters in similar situations, and provides emotional support — this one's tough

Bank Branch Closures

2,340 rioters

Chip: Tracks planned closures, analyses impact assessments, and helps you respond to consultations with evidence

Roz: Connects affected communities, shares successful approaches that reversed closures, and helps organise group responses

Mortgage Rate Shock

1,800 rioters

Chip: Calculates your new payment, compares remortgage options, and helps you understand your timeline for switching

Roz: Shares tips from rioters who've navigated the switch, connects people with similar situations, and helps reduce the panic

  • AI

    Analysed 500 rioter bank statements — average hidden charges: £127/year per person

    500 statements22 Feb
  • H

    Connected 30 rioters affected by HSBC branch closures to build a group consultation response

    30 rioters20 Feb
  • AI

    Reviewed 11 new action suggestions across Fraud and Scam Losses

    11 actions17 Feb
  • H

    Welcomed 16 new banking rioters and shared the statement audit checklist

    16 rioters15 Feb
  • AI

    Escalated 8 fraud reimbursement refusals to the Financial Ombudsman

    8 cases11 Feb